Bank Of Baroda Personal Loan Apply 2024: Friends, if you need a loan and have an account with Bank of Baroda, you can now easily apply for a personal loan. Bank of Baroda is offering personal loans up to 2 lakhs in just 5 minutes. If you need a loan, you can apply online for a Personal Loan from Bank of Baroda.
Bank of Baroda is currently offering loans to its customers at very low-interest rates. However, you need to apply online, or you can visit your nearest bank branch to apply for a personal loan offline. You will need some documents for this, which we will discuss later. Please stay with us till the end of this article for more important information.
Bank of Baroda Personal Loan Apply 2024
As we mentioned, if you have an account with Bank of Baroda, you can easily apply for a personal loan and receive the loan amount in your account within minutes. If you want to take a personal loan from Bank of Baroda, you can get a loan of up to 2 lakhs, but this amount depends on your credit score or CIBIL score.
The better your CIBIL score, the higher the loan amount you will receive. To take a personal loan from Bank of Baroda, the applicant must be at least 21 years old. There are other conditions to be met before the loan is approved. We will also tell you about the eligibility and required documents for Bank Of Baroda Personal Loan Apply.
Eligibility for a Personal Loan from Bank of Baroda
Bank Of Baroda Personal Loan Eligibility: If you want to apply for a personal loan from Bank of Baroda, you need to meet certain criteria, which are given below:
- The applicant must be an Indian citizen.
- The age of the applicant should be between 21 and 60 years.
- The applicant’s credit score or CIBIL score should be above 700.
- The loan amount depends on the applicant’s credit score. A better credit score means a higher loan amount.
- The applicant’s income should be at least ₹25,000 per month.
- Before applying, make sure your mobile number is linked to your Aadhaar card.
Documents Required for a Personal Loan from Bank of Baroda
- Aadhaar Card / PAN Card / Voter ID Card
- Ration Card
- Bank account details
- Last 6 months’ salary proof
- Last 3 months’ bank statement
- Mobile number
- Passport size photograph
How to Apply Online for a Personal Loan from Bank of Baroda
If you want to apply online for a personal loan from Bank of Baroda, you need to follow some steps, which are explained below:
- First, visit the official website of Bank of Baroda.
- On the official website, click on the Personal Loan option.
- After clicking, the next page will open with information related to personal loans.
- Click on the Apply Now option to apply.
- The application form for the personal loan will open on your screen.
- Fill in all the required information in the application form, upload the necessary documents, and submit the form.
- After submission, a Bank of Baroda representative will contact you to provide information about the loan.
- Some questions will be asked, and after approval, the loan amount will be transferred to your bank account.
Bank of Baroda Customer Care Number / Helpline Number
In this article, we have provided you with the complete process of applying for a personal loan from Bank of Baroda. However, if you face any difficulties or need any assistance, you can contact the Bank of Baroda Customer Care Number / Toll-Free Number:
Toll-Free Number: 1800-258-4455 / 1800-102-4455
Note: For more information about BOB Personal Loan, you can visit your nearest bank branch. The bank manager or employees will provide you with all the details related to the personal loan.
FAQs
Q1. What is the interest rate for Bank of Baroda personal loan?
A: If you apply for a personal loan from Bank of Baroda, you may need to pay an annual interest rate ranging from 10.90% to 16%.
Q2. How much personal loan can be availed from Bank of Baroda?
A: You can get a personal loan ranging from 2 lakhs to 20 lakhs from Bank of Baroda. However, this amount depends on factors like your employment, CIBIL score, and income.