₹50000 Loan via Aadhaar Card

₹50000 Loan via Aadhaar Card: Acquiring a ₹50,000 loan utilizing your Aadhaar card is an expedient process. This document, essential for every Indian citizen, not only facilitates access to various governmental schemes but also enables personal loans up to ₹50,000. Below is a comprehensive elucidation on the prerequisites and procedural steps involved.

Eligibility Criteria for ₹50,000 Loan on Aadhaar Card

To qualify for a ₹50,000 loan using your Aadhaar card, ensure adherence to the following criteria:

  1. Age Bracket: The applicant must be aged between 21 and 60 years.
  2. Credit Score: A minimum credit score of 750 is requisite.
  3. Employment Tenure: The individual should possess a minimum of two years of overall work experience, with at least one year in the current organization.
  4. Monthly Income: The applicant must have a monthly salary of at least ₹15,000.

Required Documentation for ₹50,000 Loan

The essential documents for applying for a ₹50,000 loan with an Aadhaar card include:

  1. Application Form: Accompanied by a passport-sized photograph.
  2. KYC Documents: This encompasses Aadhaar card and PAN card.
  3. Salary Slip: Proof of income is necessary.

Application Procedure via Hero FinCorp

Hero FinCorp facilitates the online application process for an Aadhaar card loan in Gujarati. The following steps delineate the procedure:

  1. Install Instant Loan Application: Begin by downloading the application or visiting the Hero FinCorp website.
  2. Registration: Register using your mobile number and email ID.
  3. Information Entry: Input your mobile number or bank account number along with your PAN card details.
  4. Aadhaar Number Submission: Enter your Aadhaar number accurately.
  5. Document Preparation: Prepare and upload the necessary documents.
  6. Direct Deposit: Upon approval, the loan amount will be directly credited to your bank account.

This method ensures a seamless and efficient way to secure a personal loan using your Aadhaar card. Ensure all prerequisites are met and documentation is correctly submitted to expedite the loan approval process.

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